It’s not news to report that 2014 has been a bust for clubs across Ontario. Traditional months of prosperity were filled with frost and rain this year. Clubs are scrambling to make up for lost revenue as well as dealing with damage to their greens. Membership also suffers during these times of peril. As a golf club insurance broker, we are seeing a disturbing trend among potential members to avoid clubs whose greens are particularly vulnerable to frost damage, in favour of more hardy courses. Is it possible that your choice of grass can affect the your membership drive? From a risk management standpoint, the answer is yes. Much like a golf club insurance provider might view a club as possessing too great a risk, the same is true for the paying public. Who would want to risk paying dues to an organization that could potentially be closed indefinitely for damage repair?
The Case Against Poa Annua Grass
Canadian weather is proving to be too harsh for this type of grass. Experts advise interseeding bentgrass into existing greens. Why? As bentgrass is a hardier species, your greens can be cultivated to provide protection against future frosts. Interseeding can be done during the course of a year and may not need to interfere with normal play. Properly applying and top dressing new grass seed is a specialized field, so take the advice of a trained pro before you simply throw new seed on the ground. More drastic measures may need to be taken, however, if damaged and ruined poa annua needs to be entirely replaced.
Golf Club Insurance Concerns for Greens Replacement
As with any major renovation, it’s important to discuss your plans with a golf club insurance specialist. Construction, downtime and equipment coverage all become major issues when it comes to liability. However, a full replacement may not be necessary nor in your club’s best interest. It would be wise to consult with a horticultural expert in these matters to determine the health and longevity that your current greens possess.
Consider Business Interruption Protection
If you’re concerned about the coming years and coming weather hazards, your main concern should be towards maintaining an open course. Should we get saddled with more lack-luster spring seasons in the future, having adequate protection against closure due to damage may be key to keeping your organization afloat.
As with any business, attracting new customers is vital to the longevity of an organization. We can work together in order to find solutions to not only increase your club’s popularity, but also ensure that it is fully protected against the many perils that Ontario weather is prone to deliver. Contact me today to discuss your current golf club insurance policy and let’s talk about business solutions.