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Organizational Insurance Solutions —
Ensuring continuity of your business goals

Organizational Risk Management services

At Hallmark we use a systematic approach when looking at the unique needs of our organizational customers, resulting in the delivery of a suite of industry-specific coverages and value added services to reduce your Total Cost Of Risk. These include Commercial Liability, Employee Benefits, Directors and Officers and Employers Liability, as well as Key Man and Wealth Management protection for owners – all designed to increase the profitability and viability of your organization.

How should one purchase Risk Management services?

Use the Right Insurance Company.

Do their underwriters have knowledge and expertise with your type of manufacturing or exporting business?

Do they find your type of business attractive, and therefore want to work with your broker on finding the best overall program, as well as the solution to unique situations you face?

Engage the Right Brokerage.

Having more than one brokerage working on your account may confuse the underwriters of the risk. Have you selected a broker that has specialists in your type of business? A Hallmark manufacturing and exporting specialist will ensure that you have the correct insurance companies to manage your risk.

For manufacturing clients, we review supplier contracts from a risk placement perspective to deflect as much liability as possible to the purchaser. For exporting clients, we perform on-site human resources and privacy audits.

What does Total Cost of Risk mean?

As Hallmark views it, your total costs include not just your "Risk Transfer Cost"  - the premium for your operational policies, but also the Deductibles you pay and self insured losses, such as employees' wages during downtime, or opportunity costs for missed business because you needed to relocate operations temporarily.

What’s my Next Step?

Call us at 800-492-4070 and ask for Ceen Harry (Ext. 231) , or register for an online quote