Hallmark provides professional risk management and insurance advice to Food Manufacturers including arrangement of coverage for:

• Property (All Risk) – building; stock; office and manufacturing equipment
• Product Recall Expenses
• Product Recall Liability Damage (Bodily Injury/Property Damage)
• Supply Chain Insurance – including analysis of suppliers
• Food Infestation/Stock Spoilage & Contamination
• Manufacturers’ Errors & Omissions Liability
• Business Interruption including Contingent Business Interruption
• Transit (Transportation coverage for product in transit by your own Fleet)
• Crime (including Employee Dishonesty)
• General Liability and Umbrella Liability
• Directors’ and Officers’ Liability
• Automobile (Commercial including fleets & personal autos)

Hallmark Insurance Group provides Services Beyond Risk® a suite of value-added services to complement the traditional “risk-transfer”, (i.e. “just pay your premium”) approach, so you can relax and run your business.

At Hallmark, we believe that distributors of risk management must bring value to their customers, independent of the insurance transaction itself. Our approach provides food manufacturers, suppliers and distributors with a comprehensive plan for long-term risk reduction including disaster recovery, emergency response planning and product complaint resolution.

Through our many years of experience in the Food Industry and our many *value-added services, your company will benefit from increased sustainability and smooth access to the best insurance companies – at the best possible premiums.  This means significant value to you. We focus on reducing the risks you face with disaster recovery planning and then provide advice on how to best identify risks to your organizational plans and reduce the full range of their costs.

Be reassured that when Hallmark manages your Total Cost of Risk, those things that matter to your business most will continue to be there, today and into the future.

*Value-Added Services include but are not limited to:

• Disaster Recovery Planning
• Full contractual analysis, advice and recommendations
• Broker Report Card [MEANING WHAT?]
• Access to over twenty (20) Commercial Insurance companies
• Full client involvement in Market Analysis and the quoting process
• Assistance with financing of premiums and safeguarding receivables
• Human Resources Audits and Consultation

Q: Can Hallmark assist me with payment options?
A: Hallmark’s unique “in house” financing options can eliminate the need to use 3rd party lenders and add to the ease of doing business.

Q: What Food Manufacturing insurance markets does Hallmark have available?
A: Hallmark has access to many domestic insurers, including those who have specific insurance packages written especially for the Food Manufacturing sector including Zurich, Intact, Aviva, Travellers and Royal/Sun Alliance.  All of these companies are multi-national and have worked within the Manufacturing sector for many years.

Q: Do you offer coverage against bad debts?
A: Our exclusive Accounts Receivable coverage will allow you to increase your working capital and reassure your lenders.

Q: If I need help with Contractual issues, what can you do?
A: Hallmark offers access to a dedicated team of Commercial experts, all of who have reviewed all types of Contracts through their combined 100+ years of experience.

Q: What about coverage for my staff members?
A: Hallmark can arrange competitive Employee Health Benefit packages, as well as affordable Home & Auto coverage for groups of 100 or more employees.

Q: What about my other insurance: home/car/cottage/toys?
A: As a Hallmark Commercial client, you are automatically linked to our Sterling VIP service department, qualifying you for a detailed, face-to-face review of your personal insurance program.

Q: How does Hallmark differ from other brokers wanting my business?
A: Dedication to the service needs of our clients.  We work as a team – an Account Executive with overall responsibility and an Account Manager for day-to-day service issues - to ensure that your insurance needs are met.  Also included are our Personal Lines and Employee Benefit experts - all dedicated to your business success.

Contact Laura Kennedy at (416) 490-6060 or lkennedy@hallmarkins.com
to arrange a consultative visit to your facility