Hallmark provides professional risk and insurance advice to the energy industry including:

• Retail
• Wholesale
• Delivery
• Manufacturing

Hallmark Insurance Group provides Services Beyond Risk® so that you can enjoy smooth navigation around the potholes and detours of life.

At Hallmark, we believe that distributors of risk management and energy services must bring value to their customers, independent of the insurance transaction itself. Our approach provides energy industry clients with a comprehensive plan for long-term risk reduction.

Through our many value-added services, you will benefit from increased profitability and smooth access to the best insurance companies – at the best possible premiums. This means significant value to you. We focus on reducing the risks you face. We then provide advice on how to best identify risks to your business plans and reduce the full range of their costs.

Be reassured that when Hallmark manages your Total Cost of Risk, those things that matter to you most will continue to be there, today and in the future.

• Value-added services
• Disaster Recovery
• 24-Hour Claims Service
• Safety Programs and Audits
• Driver Hiring/Retention Programs
• Quarterly Claims Analysis
• Broker Report Card
• Full Client Involvement in Market Analysis and the Quoting Process
• Assistance with Financing of Premium and Safeguarding Receivables
• Human Resources Audits and Consultation
• Level 2 CVOR Analysis
• Online Certificate Issuance 24/7

Q:	Can Hallmark assist me with my payment options?
A:	Hallmark’s unique in-house financing options can eliminate the need for third party lenders and add to the ease of doing business.
Q:	How about covering my employees and staff for health/dental and out-of-province insurance?
A:	Hallmark’s Life and Benefits division can tailor group plans or provide individual coverage including out-of-province or country medical insurance. Group Home and Auto plans for your staff are also available with no extra cost to the company.
Q:	Do you offer coverage against bad debts?
A:	Our exclusive Accounts Receivable coverage will allow you to increase your working capital and reassure your lenders.
Q:	What about my other insurance: house, car, toys?
A:	As a Hallmark organizational client, your senior leadership and employees are automatically linked to our Sterling Service department, qualifying them for a detailed, face-to-face review of their personal insurance program.
Q:	How does Hallmark differ from other brokers wanting my business?
A:	In one word Teamwork. Our strategic Account Executive, tactical Account Manager, available Claims Facilitator, concierge Personal Lines and supportive Employee Benefits experts are all dedicated to your success.

Contact Ron Courneya at (416) 490-6057 or rcourneya@hallmarkins.com to arrange a Hallmark Insurance Broker visit.