Services Beyond Risk® | Hallmark Insurance Brokers Ltd
Recently, Hallmark has received news of how ICBC expects drivers to provide proof of insurance when travelling through British Columbia. This is a requirement for all companies to comply with the BC insurance mandate. And trucking / logistics insurance is a necessity. If you’re a trucking or logistics company, your insurance must be accounted for [...]
At 9:43 a.m. on the morning of May 17th, 2013, an earthquake that originated in the Ottawa Valley was felt all the way down to Toronto. The earthquake measured 5.2 on the Richter scale. Hallmark wants to ensure that everyone has this important information with regards to protecting themselves and their families in the event of an earthquake. In [...]
Golf insurance can’t be painted with broad strokes While I have talked at length about alternative uses for your club and getting yourself weatherproof events to lead your business through these tough economic times, I rarely talk about golf club insurance savings themselves. But as any golf club is aware, insurance is a major piece [...]
What exposures are transferred in a D&O logistics insurance policy? A recent report shows the statistical rise in concern for D&O coverage specifically, but also by extension, logistics insurance. The minimization and management of risk is always a consideration with the organizations management team. A survey conducted by Allen & Overy and Willis (April 2013) [...]
DOT guidelines: the effect on your trucking insurance rates To date, my blogs have always had a strong focus on driver safety. Not only are drivers your first line of defense against incident, their behaviour directly impacts on your trucking insurance premiums. A blog on electronic device use in the cab of commercial vehicles has [...]
Recent months show need to carefully review golf insurance policies After the long winter Ontario has enjoyed, it seems only natural that a spring thaw should follow. Recent months of overland flooding have shown a marked increase in damages and claims. This article focuses on the housing market (read a doubling of the value of [...]
Mining insurance is for times like now For junior companies, it is all too serious this climate we’re in right now. With gold falling and investors scrambling to make up shortfalls, so many companies are vulnerable. It’s especially hard in economic avalanches because the margin for profit (for everyone, not just the mine owners) is [...]
Do you know and are you guilty? No one wants to pay out on a claim. You can be sure that insurers are more concerned about their bottom line than they are of yours. Logistics insurance covers a vast array of areas in which you’re vulnerable: transport, air, rail, truck, etc. But you have to [...]
Your FMSCA grades are being read by trucking insurance providers Every action your fleet takes has an impact on your safety rating. Every small, incidental area of off-sidedness can cost you. Recall my blog on the PSP system and being aware of prior driver behaviour. Your fleet is also being monitored by the FMSCA in [...]
D&O liability policies should be incorporated into logistics insurance Directors and Officers Liability is often misunderstood by smaller companies. In the general sense, small logistic companies have incorporation but its directors and officers are often husband and wife, relatives, close friends and so on. Therefore, the exposure to derivative suits (shareholder litigations) and other ‘large’ [...]
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